1. Obtain a copy of the deed to the property
The deed is an official document that shows who owns the title and any restrictions or conditions associated with it.
2. Check for any unpaid tax liens against the property
Tax lien information can be obtained from the county clerk's office and should be verified before any title transfer is completed.
3. Research prior owners of record for the property
It is important to know who owned the title in the past as this may affect current ownership rights and/or obligations.
4. Ensure there are no outstanding deeds of trust on file
Deeds of trust are used to secure loans against property, so they must be resolved before transferring the title.
5. Verify any mortgages or other encumbrances on the title
Mortgages, liens, and easements must be noted and resolved before transferring title.
6. Check for subdivision covenants or deed restrictions
Local governments often restrict what can be done with a property through deed restrictions, so these should be checked before making any changes or transfers of ownership.
7. Ensure all signatures are valid and notarized correctly
All parties listed as owners must sign the transfer documents with a witnessed signature that is properly notarized by an approved official.
8. Obtain written consent from any heirs to the property
If there are heirs to the title, they must give written consent before ownership can be transferred.