1. Financial Goals:
Make sure to discuss your financial goals, such as retirement planning, estate planning, investments, and any other relevant topics.
2. Current Situation:
Detail your current financial situation including job status, income sources, expenses, and debt-to-income ratio.
3. Risk Tolerance:
Discuss the level of risk you’re comfortable with taking on when it comes to investing.
4. Time Horizon:
How long do you plan to keep your money invested? This will help determine which types of investments are best suited for you.
5. Investment Objectives:
It is important to have a clear understanding of what type of return you hope to achieve from investing and how much effort you’re willing to put into it.
6. Asset Allocation:
Talk about your preferred asset allocation strategy and how long you plan to keep the money invested in each different asset class.
7. Tax Planning:
Discuss any tax-related issues or strategies that could help reduce your overall taxes owed.
8. Estate Planning:
Talk to your financial advisor about estate planning, such as wills, trusts, power of attorney, and more if relevant to you.
9. Questions & Concerns:
Make sure to bring up any questions or concerns during the meeting so that they can be adequately addressed.