1. Review the purchase agreement:
Before the closing date, carefully review the purchase agreement to ensure that all terms and conditions are met and that there are no surprises.
2. Verify the condition of the property:
Conduct a final inspection to confirm that the property is in the agreed-upon condition and that any necessary repairs have been completed.
3. Confirm financing and mortgage details:
Double-check your loan approval and mortgage terms to make sure everything aligns with your expectations.
4. Schedule a final walkthrough:
Set up a final walkthrough to inspect the property one last time, ensuring it's in the condition you expect before signing the papers.
5. Secure homeowners insurance:
Arrange for homeowners insurance coverage, providing proof to your lender and having it ready for the closing.
6. Address any outstanding contingencies:
Resolve any outstanding issues or contingencies outlined in the purchase agreement, such as repairs or seller concessions.
7. Calculate closing costs:
Review the estimated closing costs to make sure they match the numbers you've been provided.
8. Arrange for utilities transfer:
Transfer utility services into your name for a seamless transition after closing.
9. Receive a clear title:
Ensure that the property has a clear title, free from any liens or disputes.
10. Get a copy of the closing disclosure:
Obtain a copy of the closing disclosure, a document that outlines the final details of the mortgage loan, to review before the closing.
